When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to take quick action. With early intervention, cooperation, and a well-executed plan, you can work together with your mortgage professional to find a solution to your financial difficulties. If you or your spouse has lost employment and no longer makes as much money, and you see meeting your mortgage payment obligations is going to be problematic, the first step is to... [read more]

When it comes to buying your first home, a big part of that decision should be based on your current financial position and the impact a home loan will have on your finances and lifestyle. For many first-time homebuyers, saving what is required for a down payment can seem overwhelming. However, sometimes saving for a down payment is as simple as managing your budget differently. Start with a goal One of the best ways to save is to have a goal. It will keep you motivated and give you... [read more]